Jim Pendleton MrMortgageTM  

  

CALL 631-451-7400

Helping residential & commercial clients to make clear decisions in a confusing muddy marketplace, one client at a time....

 

 

 

 

 

 

FINANCIAL SERVICES OF AMERICA

 

#1 Residential & Commercial Mortgage source -All 50 States

 # 1National Rehab & Fix and Flip loans up to 100%

Since 1987 - thousands served

Jim Pendleton  Mr MortgageTM

 

 

Our Services

WE Have Many residential & commercial Mortgage Programs Available

 

 

·  NO INCOME - NO ASSET residential & commercial Mortgage Loans    

This is where the mortgage purchaser doesn't ask your income or how much you have in the bank, this program requires good to very good credit, and employment is still verified but no income questions are asked.    

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·  FIXED RATE 10 Years     

·     A shorter rate with usually lower rates than 30 year programs ...  

·  FIXED RATE 15 Years      

·     A shorter rate and a standard term with usually lower rates than 30 year programs ...  

·  FIXED RATE 20 Years     

·     A shorter rate with usually lower rates than 30 year programs ...  

·  FIXED RATE 25 Years     

·     Used mostly for re-finances when lower rates make payment sense, since you are eliminating years off your payment and still have a lower payment than the current 30 year program you have...  

·  FIXED RATE 30 Years     

·     A basic product that fits most budgets over 70% of all mortgages. ...  

·  FIXED RATE 40 Years     

·     Designed for the situation when a slightly lower payment will make your dream house a reality ...  

·  ADJUSTABLE RATE 15 Years     

·     Usually lower start rates and historically lower than most fixed rate programs...  

·  ADJUSTABLE RATE 30 Years     

·     Usually lower start rates and historically lower with longer payback period than most fixed rate programs...

·  CONSTRUCTION     

· LOANS to build new buildings, shopping centers, with fixed or adjustable rate mortgage take-out      

CONSTRUCTION LOANS with fixed or adjustable rate mortgage take-out We have a variety of programs, including our most popular construction program with only one closing and lower rate option ...

·  INVESTOR    LOANS      

We have special investor programs for owners of large amounts of commercial properties ...

·  COMMERCIAL   Vendor programs - recievable financing -Merchant financing - Building and re-financing of existing debt, Shopping Centers, multi-family and appartment buildings, factories, office and commercial. -

· LOA LL Types commercial loans considered $100,000 and up NO Limit ...

·  MULTI-FAMILY      

· MULTI-FAMILY LOANS      

Specially designed package 5 + units and mixed use financing available ...ALSO apartment and high-rise funding available...  

 

 

·  First  Lien or  Second Lien LOANS      

First and Second Liens (mortgages) come in many different types and we have them all ...

·  CONDO  BUSINESS PROPERTY  LOANS      

Condo funding requires additional stipulations that we are specialists in and have some of the most competitive rates available ...

& MANY MORE, CALL FOR THE LATEST PROGRAMS!

Call 631-451-7400